Eligibility for NY Medicare Plans

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Medicare is a Federal run health insurance program which helps eligible recipients with healthcare related expenses. Medicare is structured by four parts: Part A, B, C, and D.

 

MEDICARE BENEFITS ARE AVAILABLE TO YOU IF:
    1.    YOU ARE 65 OR OLDER
    2.    UNDER 65 WITH CERTAIN DISABILITIES
    3.    YOU HAVE END-STAGE RENAL DISEASE


 
PART A-HOSPITAL
Helps pay for inpatient care in a hospital or skilled nursing facility (following a hospital stay), some home health care and hospice care.

 

PART B-MEDICAL INSURANCE
Helps pay for doctors’ services and many other medical services and supplies that are not covered by hospital insurance.

 

PART C-MEDICARE ADVANTAGE PLAN
If you have Parts A&B you can choose to receive all healthcare services through a provider who offers a Medicare Advantage Plan.

 

PART D- DRUG COVERAGE
If you are enrolled in a Medicare Part A, B, or C, you are eligible, but since the program is voluntary there is a monthly premium that is to be paid to the insurance provider. Although, prescription coverage is voluntary you may be penalized if you do not join a plan when first eligible.

 

For more information on Senior Healthcare Benefits Group you can contact us through our website by clicking here, or you can email us at info@shbginsurance.com or give us a call at 631-270-7390.